List your lending business on the lender directory

Companies and individuals that fund or arrange mortgage lending in Canada: private lenders, MICs and their administrators, alternative and monoline lenders, credit unions, and bank mortgage specialists. Each listing names the lender type, the provinces and cities covered, and the specialties offered, such as second mortgages, construction or commercial lending.

You are asked to provide your registration details, the provincial licence of your brokerage or administrator, or your regulator if you are a federally or provincially regulated institution. Those details are displayed as you supply them and are not checked by us, and the site tells borrowers to confirm registration with the regulator themselves.

Every lender type has its own page in each city, and each page describes that kind of lending honestly, including when a borrower would be better served elsewhere. Borrowers who reach your listing have usually read that already, which makes for better-matched enquiries rather than more of them.

Many private and alternative files reach lenders through mortgage brokers. A clear listing of your lending criteria, positions, regions, property types, loan sizes, makes it easier for a broker to know when a file suits you.

Lending your own money on a single mortgage is usually done through a licensed mortgage brokerage, which finds and documents the deal while you decide whether to fund it. Lending as a business, pooling other people’s money, or administering mortgages on behalf of investors brings licensing and securities obligations that differ by province.

In Ontario, FSRA licenses mortgage brokerages and mortgage administrators; other provinces have their own regulators. Take legal advice on what your activity requires before you lend, and make sure the documentation, title insurance and enforcement process are in place before the first advance.