Richmond Hill, ON
Commercial mortgage brokers in Richmond Hill
Commercial lending is underwritten on the property’s income rather than the borrower’s, with different ratios and much longer timelines.
The brokers below work in Richmond Hill and have told us they take these files on. Each one shows a licence number issued by the Financial Services Regulatory Authority of Ontario (FSRA) — check it before you make contact. Contact details are held back deliberately: the connect button sends your enquiry to that broker alone, and it is never resold.
No commercial brokers listed in Richmond Hill yet
We only list brokers who have verified their licence, so this page fills in as they claim their listings. Try a nearby city, or a broader need.
Are you a broker? List here freeQuestions people ask
How do I check a Richmond Hill mortgage broker is actually licensed?
Every listing shows the regulator and licence number. In Ontario, look that number up on the Financial Services Regulatory Authority of Ontario (FSRA) public register. If a broker cannot give you a licence number, that is the end of the conversation.
Does a commercial file cost more?
Sometimes. Commercial lending is underwritten on the property’s income rather than the borrower’s, with different ratios and much longer timelines. Whether the rate differs depends on which lender the file ends up with, not on the broker you choose.
Does the broker pay to appear on this page?
No. Position on this page is set by profile completeness and listing age. Sponsored placements exist elsewhere on the site and are always labelled as such.
What happens after I send an enquiry?
It goes to the one broker you selected. It is not copied to other brokers, sold to a lead buyer, or passed to a lender. Most brokers reply within one business day.
Do I have to use a broker in Richmond Hill?
No, but it helps. Local brokers know which lenders are comfortable with property in Richmond Hill, which appraisers get used, and how long closings realistically take in this market.