Toronto, ON
A thin Canadian credit file is not the same as bad credit. Newcomer programs exist at most major lenders, with different rules on down payment source and permanent residency status.
The brokers below work in Toronto and have told us they take these files on. Each one shows a licence number issued by the Financial Services Regulatory Authority of Ontario (FSRA), check it before you make contact. Contact details are held back deliberately: the connect button sends your enquiry to that broker alone, and it is never resold.
4 of these brokers have a mapped office. Tap a pin to open that profile.
I’m a Level 2 Mortgage Agent with Get A Better Mortgage, serving residential clients in Ottawa and commercial clients across Ontario. Known as the “Mortgage Matchmaker,” I connect borrowers…
With more than 36 years of experience in the banking and mortgage industry, including senior leadership roles with Royal Bank of Canada, CIBC, and most recently as Vice President of Sales wi…
With over 13 years of experience in financial services, I help homebuyers, homeowners, and self-employed professionals navigate mortgage financing with confidence. Specializing in residentia…
# Begonia Celorio – Mortgage Agent Level 2 | Caledon & GTA ### Award-Winning Mortgage Agent Helping You Find the Right Mortgage for Your Goals Buying a home, renewing your mortgage or figu…
Unclaimed listings. They haven't told us which situations they handle, so ask when you get in touch.
Every listing shows the regulator and licence number. In Ontario, look that number up on the Financial Services Regulatory Authority of Ontario (FSRA) public register. If a broker cannot give you a licence number, that is the end of the conversation.
Sometimes. A thin Canadian credit file is not the same as bad credit. Newcomer programs exist at most major lenders, with different rules on down payment source and permanent residency status. Whether the rate differs depends on which lender the file ends up with, not on the broker you choose.
No. Position on this page is set by profile completeness and listing age. Sponsored placements exist elsewhere on the site and are always labelled as such.
It goes to the one broker you selected. It is not copied to other brokers, sold to a lead buyer, or passed to a lender. Most brokers reply within one business day.
No, but it helps. Local brokers know which lenders are comfortable with property in Toronto, which appraisers get used, and how long closings realistically take in this market.
