Relocation real estate agents for newcomers and movers
A relocation real estate agent (often searched for as a “relocation realtor”) helps people moving from another city, province or country find a home in a market they do not know. The extra work is in explaining neighbourhoods, commutes and schools to someone who cannot easily visit, and in running much of the search remotely.
The agents listed here work with newcomers to Canada, people moving between provinces, and employees moving for work, including those whose employer runs a relocation program.
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Are you an agent? List here freeBuying a house in Canada as a newcomer
Newcomers can buy, but some face restrictions. Federal rules have limited purchases of residential property by people who are not Canadian citizens or permanent residents, with exceptions for some temporary residents and others; the rules and their duration have changed over time. Some provinces and cities also charge additional taxes on certain buyers. Confirm the current federal and provincial rules with a lawyer before you make an offer.
Financing is the other half. Many lenders have newcomer programs with their own rules on down payment, employment and credit history; the new-to-Canada mortgage brokers on this site can explain them. Get a pre-approval before you start, because it tells you what you can buy.
Renting first or buying straight away
Many people moving to an unfamiliar city rent for a period first, so they can learn the neighbourhoods and settle their work and school arrangements before committing. That costs time and a second move, but it reduces the chance of buying in the wrong place.
Buying immediately makes more sense when the move is permanent, the area is already familiar, or an employer program covers the costs of buying and selling. A relocation agent can help with either route, and many also help with rentals.
Buying a house remotely
Remote purchases are common now: video viewings, electronic signatures and digital deposits make it possible to buy without visiting. The risks are what a video does not show, noise, smells, the street at night, the condition of things off camera. A home inspection matters even more when you have not seen the house yourself.
Ask your agent to describe what they see and hear, not just to film it. Agree in advance how you will make decisions across time zones, and who will attend the inspection and final walk-through on your behalf.
Common questions
Can foreigners buy property in Canada?
It depends on their status and the current rules. Federal restrictions have applied to purchases of residential property by people who are not citizens or permanent residents, with exceptions, and some provinces add taxes on certain buyers. The rules change, so check them with a Canadian real estate lawyer before you make an offer.
What does a relocation realtor do?
The same as any buyer’s agent, plus the work of helping someone who does not know the area: explaining neighbourhoods and commutes, running remote viewings, coordinating with an employer’s relocation program, and often helping with a rental first.
Can I buy a house in Canada without visiting?
Yes, using video viewings and electronic signing. You will need a lawyer or notary to close, and a home inspection is especially important. Many buyers arrange at least one visit before closing if they can.
Do I need a Canadian credit history to buy a home?
Not always. Many lenders have newcomer programs that accept alternative evidence of credit or larger down payments. A mortgage broker can tell you which programs fit your situation.